If your goal is to become wound care certified, we can help.

At the Wound Care Education Institute (WCEI), we’re now offering flexible, low-cost financing to take your course.

The new financing option is provided in partnership with Affirm, Inc.

For learners who qualify, a special offer of 0% interest for 12 months is in effect for those who apply for the student loan on or before Feb. 29, 2020, said Janene Brubaker, senior product manager with Relias, the parent company of the WCEI.

This new loan program is an alternative to credit cards and personal loans, and you will know within minutes if you have received approval.

“You can purchase a course with WCEI now and pay for it later in fixed, monthly installments,” Brubaker said.

Key financing features

According to Brubaker, some of the key, consumer-friendly features of the program include:

  • Students know up front what their total loan amount will be, and that amount will never go up.
  • No prepayment penalty.
  • No additional penalties.
  • No late fees.
  • Same monthly payment amount for 12 months.
  • Soft credit check, so there’s no effect on your credit score.
  • You choose which payment schedule works best for you.

“The repayment terms offered varies, ranging from three to 36 months, so learners can choose a payment schedule that works for them,” Brubaker said. “A minimum purchase amount of $497 is required.”

The annual percentage rate, which is an annualized representation of the interest rate being charged, ranges from 10% to 30%.

“The interest rates offered varies and is dependent on the learners’ assessed risk as a result of their credit history,” Brubaker said.

She added that a down payment may be required, depending upon the credit history and risk assessment of the learner.

How to apply

The first step to applying for this financing option is to choose it as a form of payment on our WCEI website when registering for a course.

“The menu of payment options appears on the same page with billing information,” Brubaker said.

For learners who aren’t able to pay right away but must take a wound care course as soon as possible, this loan program might be a more feasible alternative to consider.

“Students who need a class ASAP, due to a job change or an employer’s requirement, may find this financing program a relevant option to meet their need versus other traditional methods of payment,” Brubaker said.

Take one of our wound care courses today!

Carole Jakucs, MSN, RN, PHN, CDCES

Carole Jakucs, MSN, RN, PHN, CDCES, is a freelance writer and diabetes educator. Her background in nursing includes tenures in healthcare management and as a care provider. She has worked in med/surg/telemetry, a pediatric emergency department and college health.

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